Measure and keep everything ready. Wash, peel and grate the apples. Set aside. Sieve whole wheat flour, baking powder, salt, cardamom powder and cinnamon powder using a siever.
Take warm milk/ water, melted butter and palm sugar/brown sugar/powdered jaggery (if using) in a mixing bowl. Mix everything using a hand whisk.
Now transfer this wet ingredients to the whole wheat flour mix. Add in grated apples. Mix everything well and add some milk/water if the batter is too thick.
Heat a tawa or iron skillet, add a ladle of apple pancake batter to it and spread it to form a circle. Don't spread too much. It should be thick like pancakes. Sprinkle butter/ghee. Cook in low medium flame. Cook until brown on one side for three minutes and flip it carefully. Repeat the same for remaining apple pancake batter.