Keep all the ingredients ready. Rinse urad dal and rice well and soak it in water for at least 30 minutes. Measure jaggery and keep aside. I used organic jaggery without impurities, melt jaggery and strain water if using jaggery with impurities. After 30 minutes, In a mixer grind grind coconut(if using) , soaked urad dal and rice together to a fine paste by adding a cup of water. It should be in pouring thin buttermilk consistency. Set aside.

In a saucepan, take the urad dal paste and add salt, crushed or powdered cardamom. Mix well. Now cook everything in a low flame for 5 minutes or until the urad dal gets cooked well. Stir it continuously otherwise it gets stick to the bottom. Adjust with water if it's getting too thick.

Once the urad dal is cooked, add powdered palm jaggery or palm jaggery syrup. Mix well and cook until the porridge consistency is reached and the nice aroma comes. It may take 5 minutes. Once done, add ghee if desired and switch off the flame.